Medicare Part A

PART A – Hospital Insurance helps cover:                                                          

  • Inpatient Care in Hospitals

You Pay:

In 2018

$1,340

deductible this year

$0

For the first 60 days

$335

Per day for days 61-90

$670

Per “lifetime reserve day” after covered day 90 (up to a max of 60 days in your lifetime)

 

  • Skilled Nursing Facility Care

You Pay:

In 2018

$0

For the first 20 days of eligible coverage

$167.50

Per day for days 21-100 of eligible coverage

All Costs

For each day after day 100 of eligible coverage

 

  • Hospice Care – To qualify your doctor must certify you as terminally ill. You pay nothing for hospice care.

Coverage includes:

All items and services needed for pain relief and symptom management

Medical, nursing and social services

Drugs – you may need to pay a co-pay of no more than $5 for each prescription drug

Certain durable medical equipment

Aide and homemaker services

Other covered services, like spiritual and grief counseling

 

  • Home Health Care – To qualify you must be homebound due to an illness or injury. A doctor must order your care and a Medicare certified home health agency must approve it.

You pay nothing for covered home health care services and 20% of the Medicare approved amount for durable medical equipment.

Coverage includes medically necessary:

Part time or intermittent skilled nursing care

Physical therapy

Speech – language pathology services

Occupational therapy

 

Part A Premium – most people do not pay a Part A premium because they paid Medicare taxes while working. If you don’t qualify for premium free Part A, you can pay up to $422 each month.

 

We have licensed Agents available to help with your Medicare options!

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